# What your payment processor's fee costs

> The only percentage that comes out of a sale is your payment processor's own fee. It is set by Stripe or Razorpay, not by us, and it varies by payment method — so we link to their pricing pages rather than print a number that goes stale.

Last updated 2026-10-02 · Source: https://prolaud.com/help/payouts-gateway-fees

## Why we don’t quote a fixed percentage

A processor’s rate card is a matrix: it changes with the card type, the buyer’s country, the payment method and sometimes your sales volume. Anything we printed here would be out of date within a quarter. We’d rather point you at the source than mislead.

## Where to see the live rate

- Stripe — stripe.com/pricing for the public rates. Your Stripe dashboard shows the fee on each payment.
- Razorpay (India) — razorpay.com/pricing. Your Razorpay dashboard shows the fee beside each settlement.
- Both pricing pages are linked from the bottom of your Payouts page.

## Where the money actually flows

Money never sits in our accounts. Your processor deducts its fee at checkout and pays the rest directly to your bank, on its own schedule.

## Our cut

Zero. You’re paying us for the platform via your subscription plan, not via a per-transaction skim. Verify it any time against your own Stripe or Razorpay dashboard — what they pay out is what hits your bank, untouched by us.

> **Note:** Negotiated a lower rate with your processor? It applies automatically, because checkout runs on your own account.

## Related

- [How payouts work (where your money goes)](https://prolaud.com/help/payouts)
- [What buyers see at checkout](https://prolaud.com/help/products-checkout)